National Bank of Pakistan (NBP) Jobs 2025 – Apply for Credit Risk Management Positions
The National Bank of Pakistan (NBP), one of the country’s largest and most prestigious financial institutions, has announced exciting job opportunities in the Credit Risk Management department for the year 2025. As a bank committed to financial well-being and inclusive growth, NBP is seeking talented, experienced, and dedicated professionals to contribute to its vision of becoming a future-fit and sustainable organization.
If you're an experienced banking professional looking to take your career to the next level, this is your chance to join one of Pakistan’s top banks. The bank is inviting applications for two key roles: Regional Executive – Credit (AVP / VP) and Credit Manager (OG-I / AVP). Below is a comprehensive breakdown of both positions, including eligibility criteria, experience requirements, job responsibilities, and how to apply.
About National Bank of Pakistan (NBP)
NBP is not just a financial institution; it is a driver of socio-economic development in Pakistan. With a vast network of local and international branches, NBP aims to support sustainable development and financial inclusion across the country. The bank plays a pivotal role in financing various sectors and offers a wide range of products and services tailored to different segments of society. Through its evolving strategy, NBP continues to modernize operations, enhance customer experience, and adopt cutting-edge technologies to remain competitive in the global financial landscape.
Available Positions in Credit Risk Management
1. Position Title: Regional Executive – Credit (AVP / VP)
Department: Credit Risk Management
Reporting To: Credit Hub Head – Credit Risk Management
Key Responsibilities:
Review and recommend credit proposals as per delegated authorities.
Issue sanction advice for approved cases in collaboration with regional and head offices.
Identify and mitigate credit risks, monitor early warning signals, and provide recommendations for remedial actions.
Approve or recommend settlement/restructuring of loans as per SBP guidelines.
Provide oversight and monitoring of branch operations to ensure compliance.
Maintain and audit documentation related to credit processing and client onboarding.
Coordinate with other internal departments for resolving audit and compliance observations.
Implement and ensure adherence to bank-wide credit risk procedures and policies.
Assist in training and mentoring junior credit staff.
Ensure all tasks are completed within specified turnaround times (TAT).
Provide input to senior management on business growth, credit policy revisions, and risk evaluation.
2. Position Title: Credit Manager (OG-I / AVP)
Department: Credit Risk Management
Reporting To: Regional Executive Credit – Credit Risk Management
Key Responsibilities:
Review risk factors related to credit proposals and recommend appropriate mitigation measures.
Ensure that proposals are well-documented and in line with policy guidelines before submission to higher authorities.
Participate in the evaluation of loan disbursement cases and monitor borrower behavior.
Maintain records of account performance, repayments, and early warning signals.
Assist in customer meetings and document credit findings.
Maintain liaison with the legal department for litigation or recovery-related matters.
Provide recommendations for restructuring/rescheduling of problematic accounts.
Follow up with branches on policy exceptions and ensure resolution of discrepancies.
Prepare reports and summaries for the senior management on high-risk accounts.
Support regional credit executives and head office in credit review, assessments, and reporting.
Assessment & Interview Process
Only shortlisted candidates meeting the eligibility requirements will be contacted for the selection process. This may include a written test and/or panel interview, depending on the number of applications and internal hiring policies.
Eligibility Criteria
To be eligible for the positions of Regional Executive – Credit (AVP/VP) and Credit Manager (OG-I/AVP) at the National Bank of Pakistan, candidates must hold at least a graduation degree from a local or international HEC-recognized university or institution. For the Regional Executive role, candidates must possess a minimum of 8 years of banking experience, with at least 3 years specifically in credit management or relationship management in corporate, SME, commercial, or agri-financing sectors. For the Credit Manager position, a minimum of 4 years of relevant experience in corporate, commercial, or SME banking is required, including credit analysis and risk assessment. Preference will be given to candidates with experience in large-scale banks and those holding higher qualifications or professional certifications such as CFA. Strong knowledge of SBP Prudential Regulations, credit policies, corporate banking practices, and proficiency in MS Office are essential for both roles, along with excellent communication, decision-making, and analytical skills.
How to Apply – Online Application Process
Interested and eligible applicants can apply through the official website of Sidat Hyder – the official recruitment partner for NBP.
Application Steps:
Visit: www.sidathyder.com.pk/careers
Navigate to the relevant job post under “NBP Opportunities.”
Read the job description carefully and click on “Apply Online.”
Fill in all the required personal and professional information.
Upload your updated CV, CNIC, and educational documents.
Submit your application and note the tracking number for future reference.
Application Deadline:
Apply within 10 working days from the date of publication (Ad Date: 6th July 2025)
Last Date to Apply: 16th July 2025
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